Monday, August 14, 2023

Fw: Specialty Mortgage Tools for Today’s Real Estate Professional



Henry McClure "live"
3625 SW 29th Street 
#100 @ mcre
Topeka KS 66614

Time Kills Deals 

From: Cary White <cary.white@htlenders.com>
Sent: Monday, June 26, 2023 10:01 AM
To: mcre13@gmail.com <mcre13@gmail.com>
Subject: Specialty Mortgage Tools for Today's Real Estate Professional
 


We underwrite most loans for full approval, not just pre-qualification. Before you waste your time showing homes, saving time and gas, call our mortgage team at 417-825-7398 for more information.

Our home loan team has several special approaches to assist your buyers and close more sales. We are here to fill the gap as your new lender partner. 

  • Self-Employed- Programs as short as 1 Year- Bank Statement, P&L, 1099, No tax returns.
  • Manufactured Homes - Single and Doublewide, and Home Only.
  • Investment Property -Use rent for the income, 24 units on one parcel. 
  • Short Term- (Airbnb) and Long-Term Rentals OK
  • Asset Depletion- for buyers with large assets but low income.
  • FHA and VA- down to a 500 Credit Score
  • Down Payment Assistance-for cash strapped buyers
  • 620+ Credit Score we allow up to 55% DTI with DU Approval
  • Construction loans-85% LTV 680 min score, Subject-To-Value used.
  • Renovations loans- FHA/VA/USDA/Conventional 
  • Jumbo loans- up to 90% LTV (Loan to Value)
  • Physician Loan Programs
  • Reverse Mortgage Purchase
  • Credit advising.
  • Traditional-we do the normal stuff that everyone else does too!

To learn more about these powerful must-have approaches, reach out today! We can discuss your scenario or cover the high points. 

417-825-7398 or cary.white@htlenders.com

You can also have your buyers apply online at  Cary White | Hometown Lenders (htlenders.com)



   


Cary White
Producing Branch Manager
NMLS# 282892

Mobile: (417) 825-7398   
cary.white@htlenders.com

htlenders.com/employee/cary-white/
HomeTown Lenders
407 S. Pennsylvania Avenue
Joplin, MO 64801
Branch NMLS# 2222578




Branch NMLS# 2222578 | ADVERTISEMENT | 1-888-628-1414 | A division of Hometown Lenders, Inc., an Equal Housing Lender | NMLS# 65084 (www.nmlsconsumeraccess.org) | Conditions and restrictions may apply. Loan products are subject to availability and credit approval. Not a commitment to extend credit. | Hometown Lenders USA AZ BK-0949142 | Licensed by the CA Department of Financial Protection & Innovation under the Residential Mortgage Lending Act. 41DBO-60614 AL Consumer Credit License 20906| AR Combination Mortgage Banker-Broker-Servicer License 113202| FL Mortgage Lender License MLD44| KS Mortgage Company License MC.0025402| LA Residential Mortgage Lending License| MS Mortgage Lender License 65084| MO Mortgage Company License 21-2103

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HomeTown Lenders 407 S. Pennsylvania Avenue Joplin MO 64801